Regarding the four principal concerns of the fictitious transactions, banking interest rate, late payment penalty and working for the banks, the he member of the Jurisprudential Council of the Central Bank said, “The interest rates in Iranian banks are generally the outcome of the state’s major economy, and the high interest rates impacts the inflation rate, and though it is a concern of the esteemed sources, the existing conditions should be considered; no bank is satisfied regards high rates of interest favorable.”